$6.38
Yesterday was raining, so bball training with Bo was cancelled. Instead, I went into the office to get some work done. Ogre was there too. I finished my minute and finished off some forms, then made sure everything else was in order so that I would have all of Tuesday off. It felt good.
I didn't really feel like gym even though I had brought my gear. My legs, abs and ribs were sore from doing the 55 shots. I kinda wanted to walk home, but it was raining so I caught a bus.
I hadn't had lunch yet, and wanting to save money, I decided to eat at home. The only thing I could really make was a hot dog, but everything was too dirty. I did start cleaing one of the pans, but discovered that it had somehow been soaked in oil. It was too hard to get off so I went out to get something. At first my plan was to get Macca's, but then figured that'd cost $7 or so, so I went to the supermarket where I bought two packs of pies and a pizza, all for $11.
I had checked earlier in the day, that the interest I have earned in my high interest bearing savings account for this month is $6.38, which is the highest since...I don't know. And there's a few days to go in the month as well, so I should pop $7. It also looks like I will eclipse the amount of interest I earned two financial years ago, which means I am slowly getting back on track financially.
I am still kinda in 'awe' I guess, that I have started turning things around. Instead of paying $250 in interest on my credit card per month, I'm not earning $7 in interest per month. On my calculations, I will repay the debt by the end of the year, maybe November if I'm lucky. But also, I will BREAK into the positives in my net worth in the upcoming fortnight or month, so it's close. I can almost smell it. That effectively means, if I wanted to, I could just sell all the shares I currently have and use it to pay back my credit card debt.
I must say, to get to this stage, it not only took the stopping of gambling (which was a huge effort in itself), but also the stop use of my credit card. It was so easy to use it - I think the mentality was that it wasn't really my money, so it was kinda like getting something for free. Only to be hit back with the bill a month later - with interest.
I'm still undecided right now as to whether I'll see Naby this coming weekend. I just don't know how I'm going to pay for it, even if I get really frugal. The only thing that makes me want to go is I'm afraid if I don't see her for five weeks, we'll lose that 'connection', and she might have moved shops or something.
Anyway, so it rained earlier today, and has been cloudy ever since midday, so bball was cancelled today as well. I remmeber thinking when responding to training yesterday, that I actually wanted to practice by myself rather than with anyone else.
But then this was what led to the downfall of the Pandas right? My selfishness meant I'd rather train by myself than with the team, meaning lack of team work and understanding. Was I going down this same path again?
I didn't really feel like gym even though I had brought my gear. My legs, abs and ribs were sore from doing the 55 shots. I kinda wanted to walk home, but it was raining so I caught a bus.
I hadn't had lunch yet, and wanting to save money, I decided to eat at home. The only thing I could really make was a hot dog, but everything was too dirty. I did start cleaing one of the pans, but discovered that it had somehow been soaked in oil. It was too hard to get off so I went out to get something. At first my plan was to get Macca's, but then figured that'd cost $7 or so, so I went to the supermarket where I bought two packs of pies and a pizza, all for $11.
I had checked earlier in the day, that the interest I have earned in my high interest bearing savings account for this month is $6.38, which is the highest since...I don't know. And there's a few days to go in the month as well, so I should pop $7. It also looks like I will eclipse the amount of interest I earned two financial years ago, which means I am slowly getting back on track financially.
I am still kinda in 'awe' I guess, that I have started turning things around. Instead of paying $250 in interest on my credit card per month, I'm not earning $7 in interest per month. On my calculations, I will repay the debt by the end of the year, maybe November if I'm lucky. But also, I will BREAK into the positives in my net worth in the upcoming fortnight or month, so it's close. I can almost smell it. That effectively means, if I wanted to, I could just sell all the shares I currently have and use it to pay back my credit card debt.
I must say, to get to this stage, it not only took the stopping of gambling (which was a huge effort in itself), but also the stop use of my credit card. It was so easy to use it - I think the mentality was that it wasn't really my money, so it was kinda like getting something for free. Only to be hit back with the bill a month later - with interest.
I'm still undecided right now as to whether I'll see Naby this coming weekend. I just don't know how I'm going to pay for it, even if I get really frugal. The only thing that makes me want to go is I'm afraid if I don't see her for five weeks, we'll lose that 'connection', and she might have moved shops or something.
Anyway, so it rained earlier today, and has been cloudy ever since midday, so bball was cancelled today as well. I remmeber thinking when responding to training yesterday, that I actually wanted to practice by myself rather than with anyone else.
But then this was what led to the downfall of the Pandas right? My selfishness meant I'd rather train by myself than with the team, meaning lack of team work and understanding. Was I going down this same path again?
posted by toey | 15:34
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